С R E D I T is Theft

   Christmas time… Big shopping time.  I wonder, how many bucks you are ready to spend on Christmas gifts?
My pockets are empty and I’m thinking of having Buy Nothing Christmas. Have ideas how to do this? I'm afraid my close people won't be happy if I give them no gifts...

Choosing a credit card is not an easy matter and most people consider it a very risky thing to get a credit card and make it work for them. There are some rules to follow in the process of getting a credit card. So, before doing it, it is better to browse through the Internet, find the possible information or consult a specialist.

The most important thing is the process is to find information about your credit report and the opportunities you have. The website that can be of great help to you is www.free-credit-reports.com. After you have examined the credit report, choose the credit card and study attentively the terms and conditions. Pay attention to details, your successful credit life depends on them.

Recently I have been really disappointed because the person I trusted and thought I could rely on just turned away. You see, I had some problems and needed someone to support me. I was sure that this person is the one to come to me and give a solid piece of advice. But unfortunately it didn't happen and he just said that everything would be all right and that's all.

I couldn't believe that. I would have done the contrary thing being on his place. One more time I convinced that you can believe nobody but yourself. What do you think about friendship? What does id mean to you?

Certain people has certain principles and they live according to them. This concerns relationships with friends and loving parners. There are some things you can never forgive the person you love. What about you? Can you forgive betrayal for example?

  No one will deny that we meet different people on our way. Some of them gain your respect immediately but you don't have liking for other for some reasons or feelings. This is a usual thing because every person has a certain set of values, character, education and so on. But if it so happens that you have to communicate with such a person for job purposes how will you behave.

Of course if it is not an important person you can easily avoid communicating with him. In any other case try to understand that it is for nothing that you meet this person. Your relations are intended to teach you something. Try to be tolerant and polite. Don't humiliate or say abusive words. You will do bad to yourself and the surrounding people. Think that there is nothing good in feeling hatred to people. Once I have had such a person near me, I tried hard to overcome this feeling and after that I felt much better.

Sometimes it happens so that our previous relations haunt us. What do you do in this case? For instance, your ex-partner phone you constantly and asks you to meet with him. What will be your reaction?

In fact it's difficult to decide especially when there are some feelings left to this person. But at the same time you are sure that it is impossible to return what you have before and all the mistakes you have done will repeat. On the other hand you can stay friends with this person although it will not be an easy matter.

Have you ever been in such a situation? What thoughts do you have?

An awful situation is happening on the credit card market today. People who have plastics have found themselves in huge debts difficult to cope with. It even doesn't matter if you are an excellent cardholder or not. Banks make the interest rates higher and the credit limits lower. Credit cardholders have nothing to do but close the existing accounts and pay off the debts. The most terrible thing is that consumers can't do anything about this situation except waiting and paying.

How are you dealing with this situation? What are you expecting from the exisitng economic crisis?

Every day we hear that the world is cruel and here and there there are people who can betray us thinking only about their own life. Can you rely on some person and ask him for a piece of advice?

I think that undoubtedly our parents are the ones who will never do harm to us or betray. I have one more person whom I can trust without any doubt, it is my best friend. In spite of the fact that many people say that you can trust nobody but yourself, I know that she will help and support me in any situation. The same is about me.

What can you say? Do you have such a person near you?

The opinions are different concerning this question. Some are based on the own experience, some are just points of view. Rabbi Shmuley consider the male/female friendship if they follow some rules. If a person isn't married it is quite common for him to have friends of the opposite sex. It is a usual thing that men and women work together, study and consequently can be friends.

If a person is married and has friends of the opposite sex he shouldn't compromise certain borders:

• You shouldn't have late dinners.
• You can't spend much time time with a person driving or flying even if it is for work purposes.
• You shouldn't bring the relation close to romance.
• You shouldn't tell the things you don't share with your spouse.

Friendship between men and women can exist till the time when any of them feel that there are more than friendly feelings between you.

   I know a lot of people who estimate every situation with sense and looking at it from different angles. But there are people who always live in dreams. They think that everything is so easy and beautiful in today's world, everything is full of joy and happiness for them. So, when they face some difficult situation, either they don't pay any attention to it or they are broken under the tests they face.

What is better? To see the reality or to look at the world with close eyes?

   Have you ever thought over the question: what is the meaning of life? Some people can't answer this question. It's really difficult for them to make it cleat what for they live in this world. In fact every person come into this world with some "mission". May be they don't know it but God knows what situations every person should come through.

Frankly speaking, I think it's difficult to live without any aim. You don't have something to strive for. Consequently, what for to live? What is the meaning of live for you? Do you have any purposes?

Are you tired of paying for your credit card all the time? Don't you think that you have chosen the wrong plastic? Before you apply for a credit card, look through the terms and conditions first. Most people ignore this and it turns out to be the first mistake.

If you are lucky to have good credit, it doesn't mean that you can get any card that catches you eye and you will definitely profit from it. Each credit card has its ins and outs. If you don't want to pay for the card every year, you are recommended to apply for fee free cards. Besides no annual fee they offer lowest interest rate that lets you make purchases saving money at the same time.

If you ask some person if he feels happy or not, in most cases he doesn't know what to answer. Of course life is not an easy thing and sometimes difficult situations occur. They make you doubt if there is happiness in life. Sometimes you may have a job that doesn't interest you at all or enjoy your job but don't have a loving person near you. All these things compose happiness. If you don't know how to answer this question just try to analyze your life.

What makes you dissatisfied? If you understand what the reason is, take pains to change the situation. Everything depends on you. A person himself makes happiness. What is being happy for you? Are you happy?

  There are a lot of cases when you go somewhere to have a rest and meet a person who seems to be the one you have been searching for. But you have to come back home because you have to finish your studies or serious job is waiting for you. When you leave the person, you understand that you are in love with him but there is no chance for you to be together. What should you do in this situation? Do you think that it is a good test of your feelings? Are such relations worth your worries and tears?

Think over this question. What does it mean to you?
Life is a difficult thing and constantly brings us some problems to cope with. This way it somehow checks you ability and desire to live in a cruel world. You need to be strong enough and cope with troubles with ease. Of course life gives you a lot of chances because it it school and even the mistakes that are done are to your advantage. The main thing is to have a desire to live no matter how difficult it may be from time to time. If life see that a person doesn't value what he is given, it deprives you of this great chance called "living".

What would you say about this philosophical phrase? What do you think it means?

Do you want to apply for a credit card? You want but you are afraid to make too many mistakes and destroy the financial situation. But what can be worse than credit card debt. So, if you are already have debt problems and are impatient to get rid of it, don't be afraid of taking immediate actions. Take a look at top credit cards with balance transfer. If you manage to choose on of these credit cards that suits your needs, some time later you will forget about debt. Everything depends on you and your payment abilities.

Imagine such a situation that you meet a person with extraordinary abilities, a person who can scan your mind and know what you are thinking about. How will you react in this case? Will you continue communicating with him or stop your relation? Are you afraid of such people? Do you feel their strong human energetics?

Sometimes there are such situation in our life when we don't want to live, we want to cope with all the existing problems as soon as possible. The reasons for that state can be different: problems in relation, lack of friends, even bad weather. But death is not the way out, everyone knows that. Life is given to us not in vain. It is school and we should cope with all the problems with head erect. Is death a good solution of problems? What are the ways out of depression and bad mood?

Some parents are eager to give some unusual names to their children. But when choosing an unusual name parents don't think about their child's wish. Problems usually begin when children go to school. As you know children perceive everything as they see or hear and when they hear some name different from their own ones, they make a laugh of that. Consequetly it influences the child's psyche. Some people avoid using their names as they feel uneasy in this situation.

Then what for to give your children odd names?

Some people still argue that men and women are going to become equal. The others think that women are happy to stay at home. As women fought for equality with men, "feminism" and "sexism" have become part of the language.
Women are homemakers and men are wage-earners.
Many men argued that women were less intelligent and more emotional than men. Therefore, they couldn't make important decisions. They also supposed that the only things women could do were looking after children, cleaning , and cooking.
Today many women choose to work. However, there are not many women taking top positions. The majority of women still receive less salary than men for the same work. I think it is unfair! What do You think?